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Free retirement calculator. Estimate how much you need to save for retirement based on age, income, and goals.
The retirement calculator projects whether your current savings, expected contributions, and assumed return rate will reach a target retirement nest egg by your chosen retirement age. It also estimates how long the savings will last during withdrawal years.
Workers in their twenties through their sixties, financial advisors planning client scenarios, and couples reconciling two separate retirement accounts. It is equally useful for FIRE planners and traditional retirees.
It replaces vague worry about retirement with concrete numbers and identifies whether the current savings rate is enough. It also tests how sensitive the outcome is to small changes in contribution rate, return assumption, or retirement age.
It answers questions like "Will I have enough to retire at 65?", "How much do I need to save each month to reach $1.5 million by age 67?", and "What happens to my plan if I retire two years earlier?"